Navid MoazzezNavid Moazzez

Moving to Malta

Visas and residency, citizenship, tax, company and banking, cost of living and the places to live in Malta, in one place.

Navid Moazzezby Navid Moazzez·Updated Sept 29, 2026·4 min read·
Southern Europe
Malta
66% of US pricesRemittance5 years to citizenshipInternet 93 Mbps · 256 on fast linesNavid lived here
Your passport
MaltaSouthern Europe · Video: Matthew Padilla · Pexels

Thinking about moving to Malta?

I lived in Malta.

Here's how long you can stay, the ways to live there for good, what you'd pay in tax and what everyday life costs, each figure from an official source.

In this guide, I'll show you:

  • How long you can stay, by passport
  • The visas and residency routes that let you live there
  • How long citizenship takes
  • How tax works, with the rates
  • What it costs, and the internet and safety
  • The best places to live
  • The basics: capital, currency and languages

Pick your passport at the top of the page, and the stay rule shows for you.

key_takeaways.mdTL;DR

Key takeaways

Everyday prices are about 66% of US prices (World Bank, 2025).
Malta taxes foreign income only when you bring it in.
It has a visa for remote workers: Nomad Residence Permit, from €42,000 a year.
Citizenship takes about 5 years, and you can keep your passport.
US travel advice is Level 1, normal travel.

Malta at a glance

Everyday prices against the US
0%
2025
Top income tax rate
0%
remittance system
To citizenship
0 years
dual citizenship: yes
Typical download
0 Mbps
fastest quarter 256 Mbps

How long can you stay in Malta?

It depends on the passport you hold.

Here's the rule for the most common ones:

US passport
Rule
Visa-free
Stay
90 days
UK passport
Rule
Visa-free
Stay
90 days
EU passport (German)
Rule
Visa-free
Stay
–
Canadian passport
Rule
Visa-free
Stay
90 days
Australian passport
Rule
Visa-free
Stay
90 days
Indian passport
Rule
Visa needed
Stay
–

For any other passport, pick yours at the top, or see every country on the visa-free countries map.

Malta is in the Schengen area.

Days here count toward your 90 in any 180 across all of Schengen; count them with the Schengen calculator.

Visas and residency in Malta

Malta has a visa for people who work remotely:

  • Nomad Residence Permit – an income of €42,000 a year, for 12 months

Compare them with every other country in the digital nomad visa finder.

These routes don't need a local job either:

  • Malta Permanent Residence Programme (MPRP) (golden visa (residency by investment)) – €60,000 administration fee plus a €37,000 contribution, on top of buying (€375,000) or renting (€14,000 a year) a home, and it can lead to permanent residency

See the investor routes side by side in the golden visa finder, and the ones for retirees in the retirement visa finder.

Citizenship in Malta

Naturalization takes about 5 years of residence.

Dual citizenship is allowed, so you can keep your passport.

Work out your own timeline with the second passport calculator.

Tax in Malta

Malta taxes foreign income only when you bring it into the country.

See where it sits among every country on the territorial tax map.

The main rates:

  • Lowest income tax band – 0%
  • Top income tax rate – 35%
  • Corporate tax – 35%
  • VAT or sales tax – 18%

New residents can use Global Residence Programme.

See how it works in tax breaks for new residents.

Where you're a tax resident usually comes down to days.

Count yours with the 183-day rule calculator.

Company and banking

Compare the banks and cards that work for people abroad in the bank account finder.

Move money for less with the money transfer comparison.

Setting up a company here?

See the fees and yearly costs in company formation compared.

Many people who live abroad run a US LLC instead; check yours with the US LLC for non-residents checker.

Cost of living in Malta

Everyday prices in Malta are about 66% of US prices.

That's the World Bank's price level for 2025: its purchasing power conversion factor divided by the exchange rate.

It's cheaper than the US, though rent in the big cities can close the gap.

Convert what things cost with the currency converter.

Is Malta safe?

The US State Department rates Malta Level 1 ("Exercise normal precautions", updated 2026-07-09), the same level it gives Austria, Portugal, Japan and Australia. Level 1 is normal travel. Some advisories are stricter for parts of a country, so read the full advisory before you go.

For a second view, the UK has no warning against travel.

See every country's level on the travel advisory map.

Internet in Malta

In M-Lab's open speed tests across Malta over the last 12 months, half came in above 92 Mbps download.

The fastest quarter of lines came in above 256 Mbps, closer to a good fiber connection (41,102 tests).

By place:

  • Valletta – 92 Mbps typical

Test your own line when you arrive with my internet speed test.

The best places to live in Malta

Compare them with places everywhere in digital nomad locations.

Malta: the basics

WhatMalta
CapitalValletta
Currencyeuro (EUR)
LanguagesMaltese, English
Populationabout 483,530

From GeoNames' country data (CC BY 4.0).

More tools for Malta

Malta FAQs

Visa-free, for 90 days.

Pick another passport at the top of the page to see its rule.

It depends on your passport.

Pick yours at the top of the page to see the days, and whether you need a visa first.

Yes: Nomad Residence Permit.

It asks for an income of €42,000 a year.

Yes: Malta Permanent Residence Programme (MPRP).

€60,000 administration fee plus a €37,000 contribution, on top of buying (€375,000) or renting (€14,000 a year) a home

About 5 years of residence.

Yes.

Check that your own country allows it too.

Malta taxes foreign income only when you bring it into the country.

Check the details with a tax adviser before you move.

Everyday prices are about 66% of US prices, by the World Bank's price level for 2025.

Rent in the biggest cities can be higher than that suggests.

The US State Department rates it Level 1.

Levels 1 and 2 are everyday travel; read the full advisory for any regions it warns about.

Half of M-Lab's tests there came in above 92 Mbps download over the last 12 months.

The fastest quarter of lines passed 256 Mbps.

The places I cover there are Valletta.

Each has its own guide with the weather by month, internet and costs.

The euro (EUR).

The main languages are Maltese and English.

Navid Moazzez

AI business strategist & AI OS builder

Navid Moazzez helps creators and founders master AI and build their own AI Operating System (AI OS) to automate their business and life.

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