Free finance and money tools

Card fees abroad calculator

See what a payment or withdrawal abroad costs on each card.

Company formation compared

Compare what forming a company costs in each country.

Digital nomad bank account finder

Find the best bank accounts for life on the move, from where you live.

UAE company setup cost calculator

See what a UAE free zone company really costs.

Credit card bonus tracker

Every card's welcome bonus, with the day I read it on the issuer's page.

UAE free zone tax checker

Check if your UAE free zone company pays 0% or 9%.

Digital nomad credit card finder

Find credit cards with no foreign fees for life on the move.

UAE tax residency checker

Check if you count as a UAE tax resident.

Hotel credit card finder

Find cards with hotel status, night credits and free nights.

Payment processors by country

See which payment services take your company.

Business activity code finder

Find the official code for what your business does.

FIRE calculator

Your FIRE number, the years to it, and how living abroad changes both.

Hourly to salary calculator

Turn an hourly wage into yearly, monthly and weekly pay, or a salary into hourly.

Invoice generator

Make a beautiful invoice in any currency with your logo, then download the PDF or send it as an email.

Online course revenue calculator

What your online course earns a month on each platform, after its fees, and the price that reaches your goal.

What Etsy's fees take from each sale and what you keep, for any country.

What you get from an Upwork contract after your fee, and what your client pays.

What you keep from a Fiverr order after the 20% fee, and what your buyer pays.

What PayPal's fees take from a payment and what you receive, by payment type and currency.

What Stripe's card fees take from a payment and what you receive.

What Gumroad's fees take from a sale and what you keep, direct or through Discover.

What Lemon Squeezy's fees take from a sale and what you keep.

Your profit margin and markup from a price and a cost, and the price for the margin you want.

Your profit per order and per month after product, shipping, ads and payment fees.

Your profit on each print on demand sale after the print cost, shipping and Etsy's or your store's fees.

The ticket price that covers your event's costs and Eventbrite's fees, and what you keep.

Compound interest calculator

See your money grow with monthly deposits, the year interest takes over and the milestones on the way.

Retirement calculator

Check if your savings carry the life after work, in today's money, and what to save a month to get there.

Net worth calculator

Add up what you own and owe, compare with your age group and track your net worth over time.

Inflation calculator

See what money from any year is worth today in 187 countries, or what today's prices will be later.

CAGR calculator

Turn a start and end value into the steady yearly growth rate, before and after inflation.

Debt payoff calculator

Plan every debt from one budget and see your debt-free date with the avalanche and the snowball side by side.

Loan calculator

See the monthly payment, total interest and payoff date of any loan, and what paying extra saves.

Mortgage calculator

See the full monthly cost of a home with tax, insurance, HOA and PMI, at today's average US rate.

Mortgage payoff calculator

See how much sooner your mortgage is paid off, and the interest you keep, with extra payments.

Percentage calculator

Type 2 numbers and get every percentage answer at once: X% of Y, what percent, the change and the difference.

Discount calculator

See what you pay after a percent off, an extra percent off, a coupon and tax, or find the price before a sale.

Unit price calculator

Compare up to 4 sizes in any units and see which is the best buy, and how much more the others cost.

Electricity cost calculator

See what a device costs to run a day, a month and a year at your price per kWh.

Gas trip calculator

Work out a trip's fuel cost, split it between friends, or find your real gas mileage.

Net worth tracker

Track your net worth each month, see your pace and goal date, and how you compare with your country and the richest.

Car payment calculator

See your monthly car payment with a trade-in, sales tax and fees, over every loan length.

Home affordability calculator

See how much house your income buys at lenders' 28% and 36% rule, with tax, insurance and PMI.

Rent affordability calculator

See how much rent you can afford by the 30% rule, the landlords' 40x test and your other debts.

Closing cost calculator

Add up your closing costs from your Loan Estimate, or see the usual range, and your cash to close.

Down payment calculator

See your down payment at every common percent, the loan it leaves, PMI, and when you'll have saved it.

HELOC calculator

See how much you can borrow with a HELOC, and the payment while you draw and once you repay.

Home equity loan calculator

See how much you can borrow against your home, and a home equity loan's payment over every length.

Tip calculator

Work out the tip and split the bill at every common percent, with an option to round up.

Markup calculator

Turn a cost and a price into markup and margin, or find the price for the markup or margin you want.

Salary to hourly calculator

Turn a yearly or monthly salary into an hourly rate, with your real hours, overtime and tax.

Wedding budget calculator

Plan your wedding budget line by line, and see the total, what's left and the cost per guest.

Moving cost calculator

Add up your move from your own quotes: the cheapest mover, the fuel for the drive, and every other cost.

VAT calculator

Add VAT to a price or remove it, at the UK's 20%, Ireland's 23% or any EU country's rates.

Bathroom remodel calculator

Plan your bathroom remodel from your own quotes, with a contingency and the cost per square foot.

Kitchen remodel calculator

Plan your kitchen remodel from your own quotes, with a contingency and the cost per square foot.

Basement finishing calculator

Plan your basement finish from your own quotes, with the egress window, a contingency and the cost per square foot.

Garage conversion calculator

Plan your garage conversion from your own quotes, with a contingency and the cost per square foot.

Home renovation calculator

Plan your home renovation from your own quotes, with HUD's contingency range and the cost per square foot.

Landscaping calculator

Plan your landscaping from your own quotes, with a contingency and the cost per square foot.

Solar panel calculator

See what solar panels make on your roof each month, what they save and how long they take to pay back.

Deck cost calculator

Price your deck from your own quotes, with a contingency and the cost per square foot.

Roof replacement cost calculator

Price your roof replacement from your own quotes, with a contingency and the cost per square foot.

HVAC cost calculator

Price your heating and cooling from your own quotes, with a contingency and the cost per square foot of home.

House painting cost calculator

Price your house painting from your own quotes, with a contingency and the cost per square foot.

Fence cost calculator

Price your fence from your own quotes, with a contingency and the cost per foot.

Window replacement cost calculator

Price your window replacement from your own quotes, with a contingency and the cost per window.

Siding cost calculator

Price your siding from your own quotes, with a contingency and the cost per square foot.

Pool cost calculator

Price your pool from your own quotes, with a contingency and the cost per square foot.

Tree removal cost calculator

Price your tree removal from your own quotes, with a contingency and the cost per tree.

Asphalt calculator

Work out the tons of hot mix asphalt for any area and thickness, and the cost at your price a ton.

Driveway calculator

Plan an asphalt, gravel or concrete driveway: what to order, the gravel base and the cost at your prices.

Paycheck calculator

Work out your 2026 take-home pay with the IRS's own withholding method, FICA, your state rate and 401(k).

Child support calculator

Estimate child support by your state's own guideline: California, Florida, Mississippi, New York or Texas.

Sales tax calculator

Add sales tax to a price or take it out of a total, at any state's rate plus your local rate.

401(k) calculator

See what your 401(k) grows to by retirement, with your employer match and the IRS's 2026 limits.

Coast FIRE calculator

See how much you need invested today to stop saving, and the age you'd get there.

Credit card payoff calculator

See how long a card takes to pay off and the interest you'll pay, or the payment to clear it by a date.

Dividend calculator

See your dividend income now and years from now, reinvested or as cash.

Overtime calculator

Work out a week's pay with overtime, by the federal 40-hour rule or California's daily rules.

ROI calculator

Work out your return on investment, and the same return as a yearly rate.

Self-employment tax calculator

Work out your 2026 self-employment tax, the half you deduct and a quarter's share.

Stock average calculator

Work out your average price across buys, and the shares to bring it to a target.