A free PayPal fee calculator that takes PayPal's fees off a payment by type and currency, adds the international fee, and finds the amount to ask for.
Enter a payment and pick how you were paid to see PayPal's fees and what you receive, for US PayPal accounts.
Your sale
Your sale
PayPal's US rates. The fixed fee depends on the currency you receive.
What you get
Enter a price to see the fees and what you get.
Where these numbers come from
This free PayPal fee calculator shows what PayPal takes from a payment you receive and what lands in your account.
Pick how you were paid and the currency, and add the international fee if the payer is abroad. It also works out the amount to ask for so you receive what you want.
Here are PayPal's fees for US accounts, with examples.
TL;DRKey takeaways
What is a PayPal fee calculator?
A PayPal fee calculator takes PayPal's percentage and fixed fee off a payment to show what you receive.
The fee depends on how the buyer paid, where they are and the currency you receive.
Who is the PayPal fee calculator for?
It's for anyone getting paid through PayPal:
- Invoice generator – freelancers adding a PayPal link to an invoice.
- Stripe fee calculator – sellers comparing card processors.
- Card fees abroad calculator – anyone paying or getting paid across borders.
- Freelance rate calculator – freelancers pricing with fees in mind.
It runs in your browser, and nothing you enter leaves your device.
How to use the PayPal fee calculator
PayPal's fees
From PayPal's US fee page, last updated September 1, 2026:
| Payment | Fee |
|---|---|
| PayPal Checkout | 3.49% + fixed fee |
| Goods and services | 2.99% |
| Credit and debit cards | 2.99% + fixed fee |
| Pay Later | 4.99% + fixed fee |
| International payer | 1.50% more |
The fixed fee is set by the currency you receive: $0.49, €0.39, £0.39, and C$0.59 or A$0.59.
An example
A $100 PayPal Checkout payment costs $3.98, so you receive $96.02. From a payer abroad, it's $5.48, and you receive $94.52.
The same $100 as a goods and services payment costs $2.99.
How to ask for the right amount
To receive $100 from a PayPal Checkout payment, ask for about $104.12. Say on your invoice if the amount includes PayPal's fee.
PayPal alternatives
Here are other ways to take payments, with each one's fees from its own pricing page:
Stripe- Fee
- 2.9% + 30¢ per US card payment
- What it is
- Card payments on your own site or invoices
Lemon Squeezy- Fee
- 5% + 50¢ an order, with card fees included
- What it is
- A merchant of record: it collects and pays sales tax and VAT for you
Whop- Fee
- No monthly fee; 2.7% + $0.30 per card payment, more with extras like tax handling
- What it is
- A store for digital products, communities and courses
PayPal Fee Calculator FAQs
Questions about the PayPal fee calculator? Here's what to know.
A PayPal fee calculator takes PayPal's fees off a payment to show what you receive.
In the US, 3.49% + $0.49 for PayPal Checkout, 2.99% for goods and services, and 2.99% + $0.49 for card payments.
$3.98 on a PayPal Checkout payment, so you receive $96.02.
Yes, 1.50% more when the payer is in another country.
No, it uses PayPal's US fee page.
Other countries have their own rates on PayPal's local fee page.
Yes, it's free, with no sign-up.
Your numbers are saved in your browser, so they're there when you come back.
Nothing you enter is sent to navid.me.
I did. I'm Navid Moazzez, and I made the PayPal fee calculator as one of my free tools on navid.me.
More about me.
Navid Moazzez
AI business strategist & AI OS builder
Navid Moazzez helps creators and founders master AI and build their own AI Operating System (AI OS) to automate their business and life.
Navid.me is reader-supported. When you buy through links on this site, I may earn an affiliate commission. Learn more.
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