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Free Gumroad Fee Calculator (+ Guide)

A free Gumroad fee calculator that takes Gumroad's fee and card processing off a sale, for direct and Discover sales, and finds the price to charge.

Navid Moazzezby Navid Moazzez·Updated Oct 2, 2026·3 min read·
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This free Gumroad fee calculator shows what Gumroad takes from a sale and what you keep.

Pick whether the sale was direct, through Gumroad's Discover marketplace, or past $20,000 in a month, and enter the price. It also works out the price that leaves you what you want.

Here's how Gumroad's fees work, with an example.

key_takeaways.mdTL;DR

Key takeaways

This Gumroad fee calculator works out Gumroad fees and payment processing so you see exactly what you keep from each sale.
Direct sales cost 10% plus $0.50 and card processing, which drops to 5% plus $0.50 once you pass $20,000 in a month.
Fixed fees take 16% on their own on a $5 sale, so bundles and higher prices keep more of each sale.
Among alternatives, Lemon Squeezy collects and pays sales tax and VAT for you, Whop has no monthly fee and Stan has no fee on sales.

What is a Gumroad fee calculator?

A Gumroad fee calculator takes Gumroad's fee and card processing off a sale to show your payout.

Who is the Gumroad fee calculator for?

It's for creators selling digital products:

It runs in your browser, and nothing you enter leaves your device.

How to use the Gumroad fee calculator

Work out your Gumroad fees0/4

Gumroad's fees

From Gumroad's help center:

SaleFee
Direct, through your profile or links10% + $0.50, plus card processing of 2.9% + $0.30
Direct, past $20,000 in a month5% + $0.50, plus card processing
Discover marketplace30%, processing included

An example

A $20 direct sale costs $3.38 in fees, so you keep $16.62. The same sale through Discover costs $6.00, and you keep $14.00.

How to price for Gumroad's fees

The $0.50 and $0.30 fixed fees take a big share of cheap products: on a $5 sale they're 16% on their own. Bundles and higher prices keep more of each sale.

Gumroad alternatives

Here are other platforms for selling digital products, with each one's fees from its own pricing page. The online course platform comparison prices them for your own sales.

Fee
5% + 50¢ an order, with card fees included
What it is
A merchant of record: it collects and pays sales tax and VAT for you
Fee
5% a sale on the free plan, 2% on Plus ($29 a month), none on Pro ($99 a month); card fees on top
What it is
A store for digital products, courses and memberships
Fee
No monthly fee; 2.7% + $0.30 per card payment, more with extras like tax handling
What it is
A store for digital products, communities and courses
Fee
No fee on sales; $29 a month, or $25 billed yearly
What it is
A link-in-bio store for digital products, courses and coaching

Gumroad Fee Calculator FAQs

Questions about the Gumroad fee calculator? Here's what to know.

A Gumroad fee calculator takes Gumroad's fee and card processing off a sale to show what you keep.

10% + $0.50 on direct sales, plus 2.9% + $0.30 for card processing, and 30% on Discover sales.

Not on direct sales: card processing of 2.9% + $0.30 comes on top.

Discover's 30% includes it.

Yes, once paid sales pass $20,000 in a calendar month, new direct sales that month pay 5% + $0.50.

Yes, it's free, with no sign-up.

Your numbers are saved in your browser, so they're there when you come back.

Nothing you enter is sent to navid.me.

I did. I'm Navid Moazzez, and I made the Gumroad fee calculator as one of my free tools on navid.me.

More about me.

Navid Moazzez

AI business strategist

Navid Moazzez helps creators and founders master AI and build their own AI Operating System (AI OS) to automate their business and life.

Navid.me is reader-supported. When you buy through links on this site, I may earn an affiliate commission. Read the affiliate disclaimer.

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