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Free Solar Panel Calculator (+ Guide)

A free solar panel calculator with the US national lab's sunlight data for your city, your savings and the payback.

Navid Moazzezby Navid Moazzez·Updated Oct 3, 2026·3 min read·
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This free solar panel calculator shows what panels on your roof make each month where you live, what they save on your bill, and how long they take to pay back.

The sunlight comes from PVWatts, the US national lab's solar model, and the rest is your own numbers: your bill, your roof and your installer's quote.

I built it because a solar quote gives you one number, and the question is what the panels make where you live and what that's worth at your price.

Here's how it works, what changed with the US tax credit, and a worked example from Phoenix.

key_takeaways.mdTL;DR

Key takeaways

PVWatts estimates a system's output from typical-year weather for the place, from the National Solar Radiation Database.
The calculator sizes the panels for your use: in Phoenix, 900 kWh a month takes 6.2 kW.
It counts savings only on the power you'd otherwise buy, since utilities credit extra power in their own ways.
The US federal 30% credit covered systems installed through December 31, 2025, so a 2026 install doesn't get it.

What is a solar panel calculator?

A solar panel calculator estimates how much electricity panels make at your home and what that saves you.

This one works for any city the national lab's model has weather data for, in the US and abroad.

How it works

Pick your city and your roof, and the calculator reads the sunlight there.

Work out your solar savings0/5

Where the sunlight numbers come from

PVWatts is the US national lab's model for solar output, run by the National Laboratory of the Rockies, formerly NREL.

It uses typical meteorological year data from the National Solar Radiation Database. Its answer is a typical year, so any one year can come in above or below it.

The calculator asks for 1 kW of panels at your city, roof direction and pitch, and multiplies by your size. The output grows in step with the size, so changing the size needs nothing new.

What happened to the solar tax credit?

The IRS says its 30% federal tax credit for home solar covered panels installed from 2022 through December 31, 2025. It isn't available for systems placed in service after that date.

So for a US install in 2026, type only the rebates and incentives you've been offered, such as your state's or your utility's.

A worked example

Here's the example the calculator loads: a Phoenix home that uses 900 kWh a month, or 10,800 kWh a year, with a roof facing south at a 20° pitch.

PVWatts says 1 kW of panels there makes 1,755 kWh a year, so the calculator sizes the system at 6.2 kW. That makes 10,881 kWh, 81 kWh more than the home uses.

At $0.18 a kWh, the 10,800 kWh the home would otherwise buy are worth $1,944 a year. An $18,000 quote pays back in 9.3 years, and after 25 years the home is $30,600 ahead.

Mistakes to avoid

These are the slips that come up most.

  • Counting every extra kWh at your full price, when your utility may credit it for less
  • Using a national average price instead of the price on your own bill
  • Counting the federal 30% credit on a system installed after 2025

Who is the solar panel calculator for?

It's for homeowners weighing solar, from a first quote to a second opinion, and these tools help around it.

Run your own numbers before the installer runs theirs, and you'll know what to ask.

Plan your money with your AI

Take your numbers further in

Solar Panel Calculator FAQs

Questions about the solar panel calculator? Here's what to know.

A solar panel calculator estimates how much electricity panels make at your home, what that saves and how long they take to pay back.

Leave the size empty, and the calculator sizes the system in kW for the power you use in a year.

It depends on the sunlight where you live and your price per kWh.

In the Phoenix example, 6.2 kW saves $1,944 a year at $0.18 a kWh.

Divide the net price by the savings a year.

The example's $18,000 quote pays back in 9.3 years.

From PVWatts, the US national lab's solar model, and its National Solar Radiation Database.

The IRS says its 30% credit for home solar doesn't cover systems placed in service after December 31, 2025.

Toward the equator usually makes the most: south in the northern half of the world, north in the southern half.

Try each direction to see the difference on your roof.

Yes, pick your city and your currency.

If the model has no weather data there, the calculator says so.

Yes, it's free with no sign-up.

It runs in your browser, and your numbers stay on your device.

I did.

I'm Navid Moazzez, and I made the solar panel calculator as one of my free tools on navid.me.

More about me.

Navid Moazzez

AI business strategist & AI OS builder

Navid Moazzez helps creators and founders master AI and build their own AI Operating System (AI OS) to automate their business and life.

Navid.me is reader-supported. When you buy through links on this site, I may earn an affiliate commission. Read the affiliate disclaimer.

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