A free retirement visa finder that shows which retirement and passive income visas your pension or income qualifies for, from each government's page.
Find the retirement and passive income visas your pension or income qualifies for, with what each country asks a month.
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This free retirement visa finder shows which retirement and passive income visas your pension or income qualifies for, out of 13 open programs in 10 countries.
Enter what you receive a month. The finder puts every program's bar in your currency, marks the ones you qualify for, and shows what each asks besides the money: age, savings, health insurance and where it leads.
Here's what a retirement visa is, what each country asks, the routes on savings instead of a pension, and what to check before you move.
What is a retirement visa?
A retirement visa is a residence permit for people who live on a pension, or on other income they don't work for, like rent, dividends or interest.
Most ask for a steady monthly amount from abroad, health insurance and a clean record, and most don't let you work for local employers. Passive income visas work the same way for people who haven't retired.
What each country asks a month
Here's the monthly bar for each program with a fixed amount, lowest first, on September 27, 2026:
| Country | Program | A month |
|---|---|---|
 Philippines | Special Resident Retiree's Visa, with a pension | US$800, plus a US$15,000 deposit from age 50 |
 Panama | Pensionado | US$1,000 lifetime pension, or US$750 with a home worth over US$100,000 |
 Portugal | D7 visa | €920, Portugal's minimum wage |
 Ecuador | Retiree visa (jubilado) | US$1,446, 3 unified basic salaries |
 Colombia | Pensioner visa (M Pensionado) | COP 5,252,715 (about US$1,590), 3 minimum wages |
 Thailand | Non-Immigrant O for retirement | 65,000 baht (about US$1,950), or 800,000 baht saved |
 Spain | Non-lucrative residence | €2,400, 400% of the IPREM |
 Mexico | Temporary resident (economic solvency) | US$4,630, or US$78,025 in savings |
| Colombia | Rentista visa | COP 17,509,050 (about US$5,300), 10 minimum wages |
| Thailand | Long-Term Resident: Wealthy Pensioner | US$80,000 a year, from age 50 |
Greece's financially independent person permit shows no amount until its official figure is confirmed. Argentina's pensioner and rentista residences ask 5 of its minimum living and mobile wages a month, brought in through Argentine banks.
Savings instead of a pension
Some programs take money in the bank instead of a monthly income:
- Thailand's retirement visa takes 800,000 baht in the bank instead of 65,000 baht a month
- Mexico takes an average balance of US$78,025 over the last 12 months (the Las Vegas consulate's 2026 figure)
- The Philippines' SRRV without a pension asks a US$30,000 deposit from age 50, and US$50,000 from 40 to 49
Age, family and what comes next
Thailand's retirement visas start at 50, and the Philippines' SRRV at 40.
Family adds to the bar in most places. Ecuador asks US$250 a month more for each dependant, and Mexico US$1,498 for each family member. The Philippines' deposit covers you and 2 dependants.
3 routes lead to permanent residence: Panama's from approval, Mexico's after 4 years as a temporary resident (sooner for pensioners), and Colombia's resident visa after 5 years on the pensioner visa.
Before you move
- Check how the new country taxes your pension, and whether your home country still does
- Check that your health insurance covers you there, for the whole stay
- Check the days you must spend in the country, and when they make you a tax resident
- Read the program's official page, and ask the consulate before you book anything
Most countries count you as a tax resident after 183 days, which the 183-day rule calculator keeps track of. I wrote about building a life across countries in what is a global citizen, and about the choices money buys under freedom.
Financial freedom is having choices, not millions.
How to use the retirement visa finder
Where the data comes from
Every program's facts come from its government's own page: the immigration office, the ministry, the consulate, or the program's official site. Each program lists those pages, with the date they were read.
Agent and law firm sites help find the official page, and are never the source. When a government page doesn't state a figure, the program shows no amount rather than a guess.
Amounts in your currency use the European Central Bank's daily reference rates, the official pegs of currencies like the UAE dirham and the Eastern Caribbean dollar, and Colombia's official peso rate, so they're close, not exact.
Rules change often, so check the official page before you apply. It's information, not legal, tax or immigration advice.
Who is the retirement visa finder for?
It's for retirees and people living on their own income, and each of them has a next step:
- Golden visa finder – retirees with savings to invest for a longer residence
- 183-day rule calculator – anyone splitting the year between 2 countries
- Travel advisory map – anyone checking a country's safety before a move
- Digital nomad visa finder – people who still work, remotely
- What is a global citizen? – anyone building a life across borders, in my own words
More tools for the road are on the free travel tools page.
Retirement Visa Finder FAQs
Questions about retirement visas? Here's what to know.
A retirement visa finder shows which retirement and passive income visas your pension or income qualifies for.
This one covers 13 open programs, puts each monthly bar in your currency, and marks the ones you qualify for.
A retirement visa is a residence permit for people who live on a pension or other income they don't work for.
Most ask for a steady monthly amount, health insurance and a clean record, and don't allow local work.
Among the programs with a fixed amount, the Philippines' SRRV asks the least: a US$800 monthly pension, with a US$15,000 deposit from age 50.
Panama follows at US$1,000 a month, or US$750 with a home worth over US$100,000.
The monthly bars run from US$800 in the Philippines to US$80,000 a year for Thailand's Long-Term Resident visa for wealthy pensioners.
Most of the programs in the finder ask between US$1,000 and US$3,000 a month.
Yes, in some countries.
Thailand takes 800,000 baht in the bank, and Mexico an average balance of US$78,025 over 12 months.
Some do.
Panama's pensioner visa is permanent from approval, Mexico's temporary residence leads to permanent residence after 4 years, and Colombia's pensioner visa after 5.
Usually not for local employers.
Spain's non-lucrative residence, Colombia's pensioner and rentista visas and Thailand's retirement visa all rule it out.
The retirement visa finder is free, with no sign-up.
The retirement visa finder is for retirees and people living on their own income who want to live abroad.
I did. I'm Navid Moazzez, and the retirement visa finder is one of my free tools on navid.me.
Read about me, or see my creator profile.
For moving abroad, you can also use the digital nomad visa finder, the golden visa finder, the citizenship by investment comparison, the passport index, the second passport calculator, the visa-free countries map, the Schengen calculator, the 183-day rule calculator and the travel advisory map, all free on navid.me.
Navid Moazzez
AI business strategist & AI OS builder
Navid Moazzez helps creators and founders master AI and build their own AI Operating System (AI OS) to automate their business and life.
Navid.me is reader-supported. When you buy through links on this site, I may earn an affiliate commission. Learn more.
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